Tangem Wallet Integrates Aave to Enable On-Chain Stablecoin Yield
Tangem Wallet has Yield Mode, an Aave-powered feature that lets users earn interest on stablecoins like USDT, USDC, and DAI without leaving the app or giving up access to their Secret keys. Aave’s December 11 release confirmed the integration.
It uses audited smart contracts to add assets to Aave’s deep liquidity pools, where they earn interest in real time through aTokens.
This new feature makes it easier for ordinary people to use stablecoins that are sitting around, bridging the gap between hardware wallet security and accessibility.
A Process for Activating Seamless Yield
Users can easily enable Yield Mode by clicking a button in the app. This sends selected stablecoins to pools without the need for external , WalletConnect, or browser interactions, making it look like a mobile banking software. Aave’s protocol handles more than $60 billion in net deposits and $30 billion in active loans.
The returns it offers vary, usually falling between the mid-single and low-double digits, depending on how supply and demand change in real time. Withdrawals are always fully liquid, with no lockups or delays. Tangem’s monitoring systems are ready to do emergency pulls if any protocol fragilenesses are found.
Hardware Security at the Core
Tangem’s focus on giving users complete control is at the heart of this innovation. are stored only on the real hardware card, and no off-chain data is recorded to protect users’ privacy further. Every time you add or remove something, the smart contract needs your explicit permission.
This limits its use to Aave interactions and prevents unauthorised access. This architecture makes easier to understand for people who aren’t as experienced by removing technical barriers and making sure that money is always productive and simple to access for transfers, swaps, or redemptions.
Growing to Include Neobank Features
The deployment aligns with Tangem’s aggressive plans to add further features, such as staking on major networks, multi-chain swaps, and a virtual payment answer, which will be available in mid-December.
Tangem views this as “only the first step, with more supported assets and networks planned” to provide a whole neobank-style experience as become more common in consumer apps and payment systems.
Aave emphasised the connection as a way for customers to “earn yield on stablecoins without leaving the Tangem app or giving up control of their keys,” underscoring how much they care about their customers.
This new feature comes at a time when stablecoin payroll is improving, and crypto is becoming more stable under President Trump’s pro-innovation framework. It gives users all around the world, from freelancers to businesses, secure, yield-bearing self-custody choices that are as efficient as .
