Fiserv Expands Liquidity and Digital Asset Capabilities With StoneCastle Acquisition
Fiserv has completed its acquisition of StoneCastle Cash Management, extending its insured deposit and liquidity capabilities across its global payments and banking ecosystem. The integration brings StoneCastle’s institutional deposit network into Fiserv’s core account processing, digital banking, and payments platforms, creating new funding and liquidity options for financial institutions.
For banks, the expanded offering provides access to secure, technology-driven deposit funding designed to assist optimize liquidity management and strengthen balance sheets. These capabilities include support for managing reserves associated with digital assets and the issuance of FIUSD, Fiserv’s stablecoin answer.
The acquisition positions Fiserv to offer diverseiated funding answers at a time when financial institutions are increasingly focused on balance sheet resilience, regulatory certainty, and diversified sources of insured deposits.
New FDIC-Insured Liquidity Options Introduced for Merchants
The integration also introduces new cash management and , including access to FDIC-insured deposit options. These services are designed to assist merchants manage operating cash more efficiently while offsetting acquiring costs and improving overall financial flexibility.
Fiserv said the offering will be particularly relevant for merchant clients within its Clover ecosystem, providing a secure, yield-oriented alternative for managing excess cash without stepping outside .
Takis Georgakopoulos, Co-President at Fiserv, said: “This acquisition highlights Fiserv’s unique position at the intersection of banking and commerce: for banks, it provides a new, stable deposit source; for Merchant clients, including our Clover merchants, it provides a secure, high-yielding alternative to manage their operating cash.”
Digital Assets and Stablecoins Become Part of Core Liquidity Strategy
Looking ahead, StoneCastle’s liquidity capabilities are expected to play a key role in Fiserv’s digital asset strategy, particularly around FIUSD stablecoin issuance. The ability to link insured deposits and institutional funding with stablecoin infrastructure reinforces Fiserv’s approach to embedding digital assets within established financial systems.
Existing StoneCastle clients, including wealth managers, will also benefit from the expanded distribution and connectivity provided by Fiserv’s extensive network of financial institutions.
The transaction closed . While financial terms were not disclosed, the deal underscores Fiserv’s broader strategy of expanding beyond payments into balance-sheet, liquidity, and and merchants within a single, regulated ecosystem.+
