Can I Add My Crypto.com Card to Apple Pay? Region Breakdown

KEY TAKEAWAYS

1. Supported Regions: Available in the EU (all member states), the United States, Canada, Australia, and Singapore. Not available in the UK or most other regions due to regulatory and licensing differences.

2. simple Setup: Add directly via the Crypto.com app (“Add to Apple Wallet”) or through Apple’s Wallet app on compatible devices (iPhone 6+, Apple Watch, iPad, Mac with Touch ID).

3. Enhanced Security: Uses Apple Pay tokenization, merchants never view your actual card details; authentication via Face ID, Touch ID, or passcode.

4. Full Functionality: Earn standard Crypto.com rewards (CRO cashback) on eligible Apple Pay transactions, just like physical card use. Works in-store, in-app, and online wherever Visa contactless is accepted.

5. Limitations & Risks: Requires a funded card balance (prepaid model); potential top-up fees apply. Device loss/theft risks exist (mitigated by biometric locks), and crypto volatility can affect funding if converting from holdings.

 

As digital payments continue to , connecting cryptocurrency-linked cards to mobile wallets like Apple Pay is a significant step toward wider adoption.

The Crypto.com Visa Card is a prepaid debit card that lets people spend real money from their cryptocurrency holdings or funds deposited directly into their accounts. It is now compatible with Apple Pay in some areas. This connection enables contactless payments, stronger security, and smoother transactions at millions of stores worldwide. 

Availability, on the other hand, depends on the rules, licensing agreements, and technical limitations in each area. This article provides a comprehensive description of regional support, operational mechanics, and associated risks based on official announcements and support resources.

As of December 2025, support is confirmed in several significant markets, but there are still gaps in others. This is because the platform is still being rolled out worldwide.

Where You May Get The Crypto.com Visa Card with Apple Pay

The on the Crypto.com Visa Card isn’t available everywhere. It depends on where the card was issued and on the local currency rules.

Crypto.com issues its Visa cards through licensed partners in various locations, and Apple Pay support is being added gradually. Here is a detailed look at each region based on the data we have.

Countries in Europe (EU)

Users of the Crypto.com Visa Card in the can add their cards to Apple Pay, enabling quicker, securer payments. This feature was formally released in February 2024 and is available in all EU member states where Crypto.com does business.

People who have cards issued by Foris MT Limited, which are licensed by the Malta Financial Services Authority and Visa, are eligible. 

But this doesn’t apply to cards issued in the UK, where support isn’t available due to jurisdictional eligibility. People in the UK are still upset that Apple Pay isn’t available, and talks suggest it won’t be until late 2024.

For people living in the EU, integration enables purchases from stores, apps, and websites using compatible Apple devices. This makes it simple to use without having to register accounts or fill out forms repeatedly.

The United States and Canada 

In the US, there is for linking Crypto.com Visa Cards to Apple Pay, especially for virtual cards that are issued in the country. As far back as 2020, historical announcements stated that U.S. cardholders may use Apple Pay, Google Pay, and Samsung Pay, which aligns with the platform’s focus on mobile wallet compatibility. 

Community Federal Savings Bank issues the cards under a Visa license, and users must comply with U.S. laws, including the PATRIOT Act, to verify their identity. There are physical cards, but virtual cards are specifically made for digital wallets. This lets you make contactless purchases at more than 85% of U.S. stores that accept Apple Pay.

is next, with the announcement that all Crypto.com Visa Card users in the country will be able to utilise Apple Pay. Digital Commerce Bank gives out the cards, and the feature focuses on secure, touch-free transactions.

Canadian users can only load cards with Canadian dollars, and they can’t load them directly with crypto assets. This is in line with local financial rules.

Asia-Pacific (Australia, Singapore, and other places)

Australia is a key market for this integration. In 2022, Apple Pay functionality was added for consumers with Crypto.com Visa Cards issued in Australia. Foris GFS Australia Pty Ltd issued the cards under an Australian Financial Services License.

They can be topped up via Apple Pay, making funding easier. Adding the card to Apple Pay and utilising Apple Pay for top-ups are two ways that this feature makes things easier for users in a region where mobile payments are becoming more popular.

Users in , one of Asia’s main crypto hubs, can add their Crypto.com Visa Cards to Apple Wallet. The rollout began in Asia, a priority market since 2018, and current user feedback indicates that support remains very strong. Cards are given out under the identical rules as in Europe, and incentives are paid in CRO cryptocurrency.

Other Asian markets don’t offer much confirmation. Most major cards work with Apple Pay in the Asia-Pacific region, though Crypto.com integration remains spotty outside Singapore.

Crypto.com’s app is available in more than 100 markets, but Visa Card issuance and Apple Pay capabilities are being rolled out in stages, with Asia getting priority later than the first launches.

Latin America and Other Areas (Brazil and Beyond)

Brazil is a new market for Crypto.com Visa Cards, and they are available there, but there isn’t much information on how Apple Pay will work with them.

Cards in are issued in US dollars for use outside the country and are funded by foreign platform. This suggests that they work the identical way as cards in other parts of the world. But there have been no public statements on Apple Pay support begining in 2025.

Crypto.com is still growing worldwide; however, there is no confirmed Apple Pay integration for the Visa Card in Africa, the , or some parts of Latin America. Regulations, fraud concerns, and fines are all taken into account when deciding whether or not to make anything available. This limits rollout in certain regions.

How to Add the Crypto.com Card to Apple Pay and Use It

When you use Apple Pay with your Visa card, it becomes a contactless payment mechanism that uses Apple’s security system. To add the card, users can launch the Crypto.com app, select ‘Add to Apple Wallet,’ and follow the on-screen prompts. Alternatively, directly from Apple devices:

• On iPhone: Open the Wallet app, tap the “+” sign, and select “Debit or Credit Card.”
• On Apple Watch: Via the Watch app on iPhone, navigate to “Wallet & Apple Pay,” then “Add Card.”
• On iPad: Go to Settings > “Wallet & Apple Pay” > “Add Card.”
• On Mac with Touch ID: System Preferences > “Wallet & Apple Pay” > “Add Card.”

For in-store payments, you can use an iPhone 6 or later, an Apple Watch (connected with an iPhone 6+), an iPad Air 2 or later, or a Mac 2012 or later with Safari. Crypto.com can allow or deny provisioning without giving a reason, as long as they follow the rules.

When you add a payment method, Face ID, Touch ID, or your device’s passcode is used to verify it, and this keeps your card information secure from businesses.

You may use your Visa card anywhere it’s accepted, and you can earn rewards (up to 5–8% in CRO based on tier) on everyday purchases, but not on certain types of purchases, such as gambling or purchaseing crypto.

The card works like a prepaid card, so you have to add money to it from your Crypto.com wallet, fiat account, or other cards. If needed, it will convert crypto to fiat.

Benefits and How It Works

This approach speeds up checkouts, better protects your privacy (because Apple doesn’t store your real card numbers), and works with Visa benefits like trip insurance. In areas where it is available, it aligns with the broader trend of crypto debit cards, which are expected to become more popular by 2025 for easier spending.

Users get discounts on subscriptions (like and Netflix) and access to lounges, which range by card tier from Midnight Blue (free) to Obsidian (high-stakes).

significant Risks and Considerations

Using the Crypto.com Visa Card with is simple, but it carries the identical risks as any other digital wallet or crypto-linked financial instrument.

Risks To Privacy and Security

Digital wallets like Apple Pay are usually securer than physical cards since they employ tokenisation to hide card information. But there are concerns, such as device breaches, loss, or theft, which might result in fraudulent transactions if someone gains unauthorized access to the device. 

Crypto.com keeps all its funds in cold storage and provides assist 24 hours a day, 7 days a week. However, users must use strong passwords and . In the case of crypto, if funding comes from volatile assets, the balance available before conversion to fiat could fluctuate with market swings.

Risks To Finances and Rules

You may have to pay fees for top-ups (as with debit cards or Apple Pay in Australia), ATM withdrawals over your monthly limit ($200-$1,000 free), or foreign platforms. Specific merchants are not eligible for rewards, reducing the cashback you receive. Regulatory issues, such as banks refusing to let people pay with crypto, could make it less valuable. 

In the ., following anti-fraud rules is required, and Apple Pay doesn’t allow actions that break the law, even if they are high-risk. User reports show that linked services like Apple Cash can be risky because payments can be reversed or held.

There are also greater risks in the crypto world, including platform hacks and asset volatility, but the card itself is fiat-based once you add money to it. According to a Consumer Reports study, wallets make things securer, but if they are not set up correctly, they might make things more dangerous.

To protect themselves, users should monitor their transactions, use biometric locks, and avoid keeping large amounts of money.

In conclusion: Weighing Convenience Against Caution 

Adding a Crypto.com Visa Card to Apple Pay makes it easier and securer to spend crypto in places like the EU, U.S., Canada, , and Singapore. But there are regional limits, setup requirements, and hazards that range from device security to compliance with the law that need careful consideration.

As more people around the world begin using cards like Crypto.com in 2025, users should check their eligibility in the app and prioritize security. Check Crypto.com’s official resources for the most up-to-date information, as changes may happen.

FAQs

Can I add my Crypto.com Visa Card to Apple Pay?
Yes, you can add your Crypto.com Visa Card to Apple Pay if your card was issued in a supported region such as the EU, United States, Canada, Australia, or Singapore. Availability depends on local regulations and the card-issuing partner.

Which countries support Crypto.com Visa Card on Apple Pay?
Apple Pay support is confirmed in all EU member states (excluding the UK), the U.S., Canada, Australia, and Singapore.

How do I add my Crypto.com Visa Card to Apple Pay?
You can add the card directly through the Crypto.com app by tapping “Add to Apple Wallet,” or manually via the Apple Wallet app on compatible Apple devices.

Do I still earn Crypto.com rewards when using Apple Pay?
Yes, eligible Apple Pay transactions earn the identical CRO cashback rewards as physical card purchases, based on your card tier. However, certain merchant categories, such as gambling or crypto purchases, do not qualify for rewards.

What are the risks of using the Crypto.com Visa Card with Apple Pay?
Key risks include device loss or unauthorized access, potential top-up and foreign platform fees, and balance fluctuations if crypto is converted to fiat.

References

1. – “Crypto.com Visa Cards Now Available With Apple Pay in EU”  
2. – “How to Set Up Your Digital Wallet” 
3. – “Crypto.com Visa Cards Now Available With Apple Pay in Canada”  
4. – Virtual Card and Digital Wallet Support Articles