Top Crypto Under $1 That Could Be the Next ETH (ETH)

The search for the next major blockchain success often begins with projects that are still under $1 but already show real structure, demand, and long-term use cases. ETH (ETH) once followed a similar ahead path, gaining traction because it solved real difficultys in decentralized finance. Today, attention is shifting toward a new defi crypto that is still in its growth stage but is building steadily rather than relying on hype. is emerging as one of the strongest contenders in this category as it continues its presale journey with growing investor interest and measurable progress.

Why Mutuum Finance Is Being Compared to ahead ETH (ETH)

Mutuum Finance (MUTM) is currently priced at $0.035 in Phase 6 of its presale structure. More than 98% of this phase has already been allocated, showing how rapidly demand is absorbing available tokens. The presale began in ahead 2025 at around $0.01 per token, and since then, MUTM has already recorded a 250% value increase from its earliest phase. Each presale phase introduced a controlled price increase rather than sudden spikes, allowing steady demand growth while limiting extreme volatility. As Phase 6 approaches full allocation, the remaining window at this price is narrowing quick, especially with the next phase set to introduce a 15% price increase to $0.040.

ETH (ETH) gained momentum because it introduced real utility before mass adoption arrived. Mutuum Finance (MUTM) is following a similar path by focusing on lending, borrowing, and sustainable revenue generation within decentralized finance. The protocol is designed as a decentralized, non-custodial liquidity platform that will support two distinct lending models, giving users flexibility rarely found in a single ecosystem.

The first model, Peer-to-Contract (P2C), allows users to deposit assets into shared liquidity pools. These pools will be governed by smart contracts that automatically set interest rates based on supply and demand. Depositors will receive mtTokens that represent their share of the pool and accumulated interest. These mtTokens will later be usable as collateral, creating layered utility from a single deposit.

The second model, Peer-to-Peer (P2P), connects lenders and borrowers directly. This structure supports assets that are often excluded from traditional pool-based platforms, allowing users to negotiate terms more freely. The difference between P2C and P2P lies in control and flexibility, with P2C offering automated efficiency and P2P enabling customized agreements. This dual-model approach positions Mutuum Finance (MUTM) as a versatile defi crypto designed for broader adoption.

Growth Drivers Supporting Long-Term Demand

One major growth driver is the expected beta release of the platform, which is expected to coincide with the official token go-live. This beta access will allow users to engage with lending, borrowing, and staking features ahead, increasing familiarity and confidence in the ecosystem. As more users interact with the platform, organic exposure through word of mouth is expected to expand the user base, reinforcing demand for MUTM tokens once market access begins.

Another key driver is the purchase-and-distribute mechanism integrated into the protocol’s design. When users deposit funds in the P2C model, they will receive mtTokens that can be staked in designated smart contracts for additional MUTM rewards. A portion of the platform’s revenue generated from lending and borrowing activities will be used to repurchase MUTM tokens from the open market. These repurchased tokens will then be distributed to mtToken stakers, creating continuous purchase pressure tied directly to platform usage. As activity grows, this mechanism reinforces demand while rewarding long-term participants.

Development progress further strengthens credibility. Phase 1 of the roadmap has already been fully completed, and more than half of Phase 2 is already done. The remaining goals in Phase 2 include the implementation of advanced features, refined risk parameters, and advanced analytics tools. The whitepaper has also been updated to reflect recent protocol progress, signaling active development rather than idle promises.

Projects that grow into market leaders rarely appear fully formed. They build quietly while prices remain accessible. Mutuum Finance (MUTM) stands out as a top crypto under $1 because it combines steady presale growth, real decentralized finance utility, and multiple demand drivers that extend beyond speculation. With Phase 6 already 98% sold out and a confirmed 15% price increase to $0.040 in the next phase, the current price level represents the final opportunity to enter at $0.035. 

For more information about Mutuum Finance (MUTM) visit the links below:

Website:

Linktree: