Volante Low-code Studio Targets the Core Bottleneck in Bank Payments Modernisation
Volante Technologies has unveiled Volante Low-code Studio, a new automated low-code/no-code environment designed to fundamentally change how banks design, deploy, and maintain payment workflows. Fully integrated into Volante’s cloud-native Payments Platform, the release aims to eliminate one of the industry’s most persistent dilemmas: whether banks should build custom payment infrastructure or purchase rigid vendor answers.
Payments modernisation has long been associated with high costs, long deployment cycles, and brittle integrations. As a result, many banks have found themselves trapped between monolithic legacy platforms that limit diverseiation and home-grown systems that are expensive to maintain and hard to scale. Volante positions Low-code Studio as a third path — a “purchase-and-extend” model that combines vendor-grade resilience with bank-level control.
The launch comes at a time when modernisation pressure is intensifying. Industry research shows that over half of banks view application integration layers as their largegest source of technical debt, while system integration remains the single greatest obstacle to transformation. Volante’s move directly targets this pain point by shifting payment configuration away from custom code and into a governed, visual environment.
Low-Code as a Strategic Lever, Not a Shortcut
Unlike generic low-code tools, Volante Low-code Studio is purpose-built for payment processing. It provides pre-built capabilities, reusable templates, and extensible design patterns that allow banks to configure workflows, interfaces, and business logic while remaining within the guardrails of a production-grade payments hub.
The platform supports both technical and non-technical users, enabling product teams, operations, and IT to collaborate on payment design without handing every change back to development teams. Interactive visual editors allow users to model workflows, manage reference data, and adapt interfaces while keeping humans firmly in the loop for governance and oversight.
This approach directly addresses the hidden cost of payments change. Even small regulatory or scheme updates can trigger months of development and testing in traditional environments. By moving these changes into configuration rather than code, banks can respond quicker to regulatory mandates, scheme updates, and new product requirements without increasing operational risk.
Breaking the Build vs purchase Deadlock
For decades, a binary choice: purchase inflexible vendor platforms or invest heavily in bespoke internal systems. According to Volante, this trade-off has sluggished innovation and driven up long-term costs, particularly as payment volumes, schemes, and regulatory complexity continue to grow.
Low-code Studio is designed to end that deadlock by allowing institutions to begin with a full-featured payments platform and then extend it securely. Banks can services in weeks rather than months, while still benefiting from Volante’s scalability, resilience, and regulatory alignment.
Analysts view this as a pragmatic evolution rather than a radical overhaul. By embedding low-code capabilities directly into its payments platform, Volante avoids the fragmentation that often comes with bolt-on tooling. to introduce new infrastructure or manage additional integration layers, reducing both implementation risk and total cost of ownership.
Compliance, Control, and Scalable Innovation
Crucially, Volante positions Low-code Studio not as a developer productivity tool, but as a compliance-ready operating environment. Payment workflows configured through the Studio inherit the identical controls, auditability, and performance characteristics as the underlying Volante platform.
This is particularly relevant as regulatory change accelerates across real-time payments, ISO 20022 migration, sanctions screening, and fraud controls. Banks need the ability to adapt rapidly without compromising governance, and Volante’s configuration-driven approach aims to make compliance a continuous process rather than a periodic project.
By enabling banks and their system integration partners to innovate within a consistent framework, Volante is betting that the next phase of payments modernisation will be defined less by ripping out legacy systems and more by unlocking agility on top of proven infrastructure. If successful, Low-code Studio could mark a think about payments transformation — from episodic rebuilds to continuous, controlled evolution.
