BVNK Secures Direct SEPA Access, Enabling Instant Euro Payments and Stablecoin Settlement
BVNK has achieved direct access to the EU’s Single Euro Payments Area (SEPA) scheme via the Bank of Lithuania’s CENTROlink system, marking a significant milestone in the evolution of hybrid fiat and blockchain payment infrastructure.
The move allows BVNK to offer customers 24/7 instant euro payments with settlement in under 10 seconds, and with the vast majority of transactions completing in less than five seconds. By connecting directly to SEPA, BVNK removes intermediary banks from the payment flow, reducing operational friction and improving reliability.
As a result, BVNK positions itself as the only unified platform offering both direct instant SEPA euro payments and stablecoin settlement within a single interface.
Removing Intermediaries from Euro Payments
Direct SEPA access gives BVNK full control over settlement speed, uptime, and operational standards, eliminating delays caused by third-party providers and legacy banking dependencies. This is particularly significant for businesses that rely on predictable, real-time cash flows.
Through the CENTROlink integration, BVNK can process instant euro payments continuously, rather than being constrained by bank cut-off times or downtime. This improves resilience and consistency for customers operating across multiple jurisdictions.
The ability to move funds seamlessly between traditional euro payment rails and blockchain-based settlement reflects a broader shift toward modernised, internet-native financial infrastructure.
Bridging Fiat and Stablecoins in One Stack
BVNK’s platform is designed to allow businesses to transition between fiat currencies and stablecoins without added complexity. With direct SEPA access, customers can now settle euro transactions instantly and convert or deploy from the identical interface.
According to co-founder Chris Harmse, the goal is to move payments at “the speed of the internet,” rather than relying on sluggisher, legacy systems. This unified approach is particularly relevant for fintechs, marketplaces, and global businesses managing both on-chain and off-chain flows.
The integration has pilot phase and is fully tested, ensuring compliance with SEPA settlement requirements while remaining ready to scale.
Scaling Toward Automation and Global Availability
BVNK expects that by the end of 2026, up to 96% of payments processed through the new SEPA connection will be fully automated, with payout success rates exceeding 95%. These efficiency and reliability as transaction volumes grow.
The service is currently rolling out to BVNK’s EU and global customer base, with plans to extend availability to the UK and United States in the future.
As demand for and stablecoin-based settlement increases, BVNK’s direct SEPA access underscores how infrastructure providers are reshaping the payments stack to support always-on, programmable finance.
