Fiserv Brings Clover Commerce Platform to Japan Through SMCC Partnership
Fiserv has announced a strategic partnership with Sumitomo Mitsui Card Company (SMCC) to introduce its Clover suite of commerce products to Japan, marking a significant expansion of its Asia-Pacific footprint.
The agreement will bring an integrated payments and business management platform to millions of small and medium-sized merchants across retail, food and beverage, and professional services sectors. The launch is expected in late 2026.
By combining Fiserv’s global commerce technology with SMCC’s deep domestic market presence, the partnership aims to accelerate digital transformation and cashless adoption across Japan’s SMB ecosystem.
All-In-One Commerce Designed for Japan’s SMB Market
The Clover platform will be tailored specifically to Japan’s business environment, offering features such as multistore support, smartphone-based operations, and centralised management tools.
These capabilities are designed to assist merchants modernise daily operations, improve efficiency, and gain better visibility complexity.
Fiserv said the localisation of Clover is critical to ensuring adoption at scale, enabling Japanese SMBs to participate more fully in the country’s rapidly evolving digital economy.
Supporting Japan’s Push Toward Cashless Payments
The rollout aligns with Japan’s national objective of increasing cashless payment usage to 65% by 2030, a target that requires broad merchant enablement rather than consumer adoption alone.
SMCC brings decades of experience in driving cashless infrastructure in Japan, while Fiserv contributes proven technology already deployed globally across multiple markets.
Together, the companies aim to lower barriers for SMBs to accept digital tools in a market that has traditionally relied heavily on cash.
Strengthening Fiserv’s Global Expansion Strategy
The Japan partnership builds on Fiserv’s recent international momentum, following Clover and Australia.
Fiserv CEO Mike Lyons said the collaboration represents a meaningful step in extending the company’s global reach while empowering businesses of all sizes with scalable commerce technology.
For SMCC, the partnership enhances its offering to Japanese merchants, positioning the company as a central player in the next phase of the country’s cashless and .
