Apex Invest Digital Launches eBook On Future Of Global Payments
On 22 September 2025, Apex Invest Digital unveiled a new institutional-focused eBook ahead of its inaugural Lausanne event at the Lausanne Palace. The publication, titled Global Payments Reimagined: An Introduction to Stablecoins, Tokenised Deposits and CBDCs, examines how the future of finance will be shaped by multiple coexisting digital money rails.
The eBook suggests a vision where a digital wallet may one day hold stablecoins, tokenised deposits, and central bank digital currencies (CBDCs) simultaneously. In such a future, wallets could automatically choose the most efficient payment method behind the scenes, giving end users a seamless experience regardless of the form of money they hold.
The launch reflects Apex Invest’s effort to provide institutional investors with timely insights and strategies to navigate the changing digital payments landscape. It also aligns with the wider program of Apex Invest Digital, designed to equip institutions with the tools and networks needed for evolving market conditions.
Investor Takeaway
What Themes Does The eBook Explore?
Daniel Coheur, Group, underscored the urgency of adaptation: “Digital money is reshaping finance in real time. Our ebook equips institutions with the knowledge to navigate multiple digital money rails, understand regulatory developments, and seize opportunities for innovation.”
The eBook addresses both opportunities and challenges ahead. CBDCs could streamline domestic and cross-border transactions, but they also raise concerns about privacy, bank disintermediation, and technical implementation. Stablecoins promise speed and efficiency but require robust backing, transparency, and regulatory alignment to build trust.
Tokenised deposits are presented as a middle ground, combining innovative settlement advantages with the compliance and stability of traditional banking frameworks. Together, these tools illustrate the complexity of innovation in global payments and the balancing act between efficiency and systemic stability.
Investor Takeaway
Why Does This Matter For Institutions?
Contributors such as Jasmine Burgess, CEO/CIO of Isogonal Ltd, argued that ahead strategic engagement is critical: “Institutions that engage strategically now and accommodate robust, run-resilient architectures will be best positioned as regulation crystallises and digital assets mature.”
This perspective emphasizes that firms and governance today will be better prepared to capture value tomorrow. Regulatory clarity, once established, is expected to catalyze adoption of digital money rails, creating opportunities for institutions that have already laid operational foundations.
Apex Invest Digital’s program reinforces these insights by offering a three-day event for LPs and GPs to explore digital and traditional asset opportunities. In partnership with Penrose Partners and headline sponsor Coinbase Asset Management, the event combines education, networking, and investor collaboration to prepare participants for an era of blended financial ecosystems.
Investor Takeaway
