Ebanx Adds Stablecoin Payments And Expands Into Philippines
At its Payments Summit in Mexico City, Ebanx announced that merchants will soon be able to accept payments in stablecoins, with settlement in USDC or USDT alongside existing fiat options. This move comes as adoption accelerates in emerging economies where fragmented banking systems make traditional cross-border transactions sluggish and costly.
Eduardo de Abreu, VP of Product at Ebanx, explained: “Stablecoins are becoming the first truly global payment method, and their impact is especially powerful in emerging economies, where adoption is accelerating quicker than anywhere else in the world.” The integration will give merchants quicker settlement and greater flexibility without added infrastructure challenges.
Stablecoin usage is rising : 71% of financial institutions in the region already deploy them for cross-border payments, compared to a global average of 49%. In Argentina, , while Brazil saw a 208% year-over-year surge in platform values. Analysts estimate the total addressable market for stablecoin-powered cross-border payments at nahead USD 24 trillion.
Investor Takeaway
AI-Driven Tools Boost Transaction Success
Ebanx also introduced three AI-powered tools designed to improve transaction approval rates, reduce risk, and provide data-driven insights. These include an AI-based fraud detection system, a smart routing answer, and a new Merchant Area dashboard offering intelligent, localized payment management.
The fraud detection tool analyses more than 100 . ahead adopters in Brazil achieved higher approval rates by over four percentage points without an increase in chargebacks. The smart routing engine can adjust in real time to market conditions, issuers, and network performance, producing approval rate improvements of up to ten percentage points for certain merchants.
The Merchant Area dashboard integrates AI insights with region-specific expertise, assisting merchants optimize their operations across diverse markets. CEO João Del Valle commented: “By combining market-native AI with hands-on expertise from local specialists, Ebanx builds unique answers for each market, solving country-by-country issues at a global scale.”
Investor Takeaway
Expansion Into The Philippines
Ebanx also announced its expansion into the Philippines, integrating the country’s , GCash and Maya. Together, these wallets account for more than 136 million accounts, exceeding the population of 118 million and making them the dominant payment methods for online purchases in the country.
The Philippines presents a strong growth opportunity: digital commerce is forecast to expand from USD 36 billion in 2025 to USD 61 billion by 2028. With only 3% of the population holding credit cards, wallets already hold a 38% share of online payments, growing quicker than global averages.
João Del Valle, CEO of Ebanx, said: “With e-commerce set to and very low credit card access, the Philippines offers great potential and also solvable challenges, making it a perfect fit for Ebanx and our merchants to expand.” This strategic move extends Ebanx’s reach into Southeast Asia alongside its established presence in Latin America, Africa, and India.
Investor Takeaway
Payout And Payment Bundles
The Summit also saw the launch of Ebanx Payout, which enables instant payments to partners and payees across emerging markets via domestic rails such as Pix in Brazil and Nequi in Colombia. Capable of processing transactions in under 30 seconds, the answer supports both single and mass disbursements with a 97% approval rate.
Additionally, Ebanx unveiled its new Payment Bundles, giving merchants the ability to access up to one billion payment users through a single API integration. These bundles cover instant payments, cash-based systems, bank transfers, cards, and wallets, simplifying deployment and scaling strategies in diverse regions.
Eduardo de Abreu emphasized the benefits: “This model eliminates the complexity of fragmented deployments, reduces development effort, accelerates time-to-market, and maximises revenue potential.”
Investor Takeaway
