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Ripple and i-payout Partner to Transform Cross-Border Enterprise Payments

Brad Ripple scaled

Ripple has announced a strategic partnership with i-payout, a global specialist in managing complex, high-volume payouts. The collaboration is set to modernize cross-border enterprise payments by enabling quicker, more transparent, and more reliable transfers into the United States and Canada.The partnership integrates i-payout’s established global payouts network with Ripple Payments, Ripple’s blockchain-powered cross-border payments answer. Customers using Ripple Payments can now deliver enterprise payments in real time to beneficiaries in the U.S. and Canada, strengthening Ripple’s regional capabilities and providing significant benefits for financial institutions, payment service providers (PSPs), and digital platforms.

Key Use Cases

This collaboration is designed to address major pain points in global money movement, particularly in:

  • Merchant settlements – enabling businesses to reconcile cross-border payments quicker.
  • – delivering near-instant income to independent workers worldwide.
  • Treasury payments – improving speed and transparency for international corporate transfers.

“For nahead two decades, we’ve assisted payouts in over 180 countries. This partnership marks a leap forward — giving our clients the ability to move funds into the U.S. quicker, more affordably, and more predictably than ever before; all while delivering complete transparency into transaction status.”

— Eddie Gonzalez, CEO of i-payout

Expanding Toward Stablecoin Settlement

The integration is already live across the U.S. and Canada, with plans to extend to additional markets in 2025. Future phases will include USD (RLUSD), Ripple’s USD-backed stablecoin designed for enterprise-grade use cases. RLUSD aims to deliver even greater liquidity, settlement efficiency, and predictability for global businesses.

“This marks a foundational step toward modernizing the movement of money on a global scale — not just by making payments quicker, but by embedding smarter, more flexible infrastructure directly into the platforms. This partnership furthers our shared mission to improve the efficiency, speed, and security of global payments.”

— Joanie Xie, Vice President and Managing Director, Ripple

Why This Matters

Cross-border payments remain a challenge for enterprises due to high costs, long settlement times, and limited transparency. By combining Ripple’s blockchain and digital asset infrastructure with i-payout’s global reach, the partnership introduces a modernized framework where:

  • Payments are executed in real time.
  • Settlement is more predictable and transparent.
  • Risk and cost of legacy systems are reduced.
  • Global businesses can scale payouts seamlessly across geographies.

Ripple Payments at a Glance

Ripple assets, and a network of global payout partners to provide:

  • settlement.
  • Reliable on-/off-ramps for banks, fintechs, and crypto companies.
  • Enterprise-grade transparency through immutable blockchain tracking.
  • Scalability to meet growing demand for instant global payouts.

Key Takeaway

Ripple’s partnership with i-payout strengthens cross-border payment capabilities in North America while laying the groundwork for stablecoin-based settlement. Together, the two companies are setting a new benchmark for speed, transparency, and efficiency in enterprise payouts worldwide.

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