Galaxy Digital Brings High Yield Savings, Crypto and US Equities to Retail Investors

Galaxy Digital Inc. has officially introduced GalaxyOne, a next-generation financial platform that merges high-yield savings, cryptocurrency trading, and U.S. equities investment into a single, integrated experience. With yields as high as 8.00% Annual Percentage Yield (APY) and access to both digital and traditional assets, GalaxyOne marks a significant leap in extending institutional-grade financial services to individual investors.

Available on mobile and web in the U.S., GalaxyOne gives users the ability to earn, invest, and trade seamlessly while benefiting from Galaxy’s risk management expertise and decades of institutional experience. The launch solidifies Galaxy’s position as one of the few global firms bridging traditional and digital finance under one brand.

We’ve spent years building institutional-quality infrastructure to serve the world’s most sophisticated investors. Now, we’re extending that edge to individuals, said Mike Novogratz, Founder and CEO of Galaxy. significantly, GalaxyOne advances our mission of becoming a full-spectrum financial services provider that builds trusted, regulated, and accessible products for all market segments.

A Platform Built for Yield, Access, and Flexibility

The platform’s design reflects an understanding of what modern investors demand — high returns, simplicity, and flexibility. GalaxyOne launches with four primary products catering to both accredited and non-accredited U.S. investors.

The flagship Galaxy Premium Yield offers 8.00% APY for accredited investors through investment notes issued by Galaxy Digital LP, generating yield from the firm’s well-established institutional lending business. Each investment carries a $25,000 minimum and is capped at $1 million per investor, with an overall $250 million investment limit. Interest accrues daily and pays monthly into the user’s GalaxyOne Cash account.

Meanwhile, the GalaxyOne Cash account delivers 4.00% APY on deposits, FDIC insured up to $250,000 through Cross River Bank. Users can even auto-reinvest interest earned into BTC or other supported cryptocurrencies, bridging traditional cash management with digital asset accumulation in real time.

Unified Access to Crypto and Stock Markets

GalaxyOne directly alongside traditional stock investing. Through GalaxyOne Crypto, users can purchase, trade, and hold such as BTC (BTC), ETH (ETH), and solana (SOL) with transparent pricing and recurring purchase options. The crypto infrastructure is backed by Galaxy’s proven custody and risk management systems, ensuring secure, compliant execution for retail users.

For equities traders, GalaxyOne Brokerage introduces commission-free trading across more than 2,000 U.S. stocks and ETFs. The platform also supports fractional shares with as little as $10 per trade and includes traditional and Roth IRA options, allowing investors to manage both short-term and long-term strategies in one place. Users can even generate passive income by lending eligible shares through Galaxy’s Stock Lending program.

By combining crypto, equities, and yield within one secure interface, GalaxyOne effectively eliminates the need for multiple financial platforms, enabling investors to with institutional-grade transparency and execution speed.

From Fierce to GalaxyOne: A Strategic Evolution

GalaxyOne’s foundation traces back to Fierce, a fintech beginup that Galaxy acquired in 2024. The rebranded platform is now led by Zac Prince, Managing Director at Galaxy, alongside the original Fierce development team. Former Fierce CEO Rob Cornish continues to play a central role as Chief Technology Officer of Galaxy.

This collaboration brings together fintech agility and Galaxy’s global scale, allowing the platform to deliver a high-performance experience designed for the next generation of investors. GalaxyOne now sits alongside GalaxyOne Institutional, forming a complementary suite of products built to the identical standards of security, compliance, and financial oversight that have defined Galaxy’s brand since inception.

As technology reshapes how people invest, expectations are clear: more yield, easier access from a single platform, and opportunities that extend beyond traditional boundaries, said Zac Prince. GalaxyOne delivers exactly that: a unified opportunity to earn yield on cash, trade crypto, and access U.S. equities, all supported by Galaxy’s financial discipline, institutional oversight, and professional team trusted by some of the world’s most sophisticated institutions. We have an exciting roadmap ahead and are excited to deliver a diverseiated financial experience to our clients. This is just the beginning.

Reimagining Access to Institutional Finance

With GalaxyOne, Galaxy Digital takes a decisive step toward democratizing access to institutional-quality financial tools. While the platform debuts for U.S.-based investors, its infrastructure signals broader ambitions — integrating yield, crypto, and equities within a compliance-driven framework capable of scaling globally.

The initiative aligns with Galaxy’s larger vision to create a bridge between the established financial system and the emerging world of digital assets. As traditional investors increasingly viewk yield and exposure beyond conventional portfolios, platforms like GalaxyOne are reshaping the competitive landscape of fintech and investment management.

For Galaxy Digital, this launch embodies a key milestone — proof that the firm’s institutional DNA can be successfully adapted to retail markets without compromising security, performance, or trust.