Snappi Becomes First Greek Neobank Licensed by ECB, Launches Nationwide

Snappi, the first Greek neobank to secure licensing from the European Central Bank (ECB), has officially launched to the public via the App Store and Google Play, opening access to all Greek tax residents.

Digital-First Banking

Headquartered in Ioannina, Snappi positions itself as a 100% digital bank with a streamlined onboarding process requiring no paperwork. Customers benefit from round-the-clock human support – a rare feature in Europe’s neobank market – along with both virtual and physical debit cards.

Key Features

• Greek IBAN and DIAS integration: ensuring and local transfers.
• 24/7 live customer support: no reliance on bots, scripts, or outsourcing.
• Market-leading on deposits up to €1,000.
• No charges: offering transparency across transfers, withdrawals, and savings management.
• Coming soon: Snappi Pay Later, an interest-free installment feature for online shopping.

Regulatory Strength and Consumer Protection

Unlike some fintechs that operate under lighter frameworks, Snappi is regulated as a fully licensed EU bank under the ECB. This ensures deposits are secureguarded, compliance with EU banking laws is maintained, and customers receive the identical protections as with .

Leadership Perspectives

Gabriella Kindert, CEO of Snappi, said:

“At Snappi, we’ve rethought what banking should feel like – simple, transparent, and built around real life. With strong local roots in Greece and an international outlook, we’re part of a new generation of neobanks designed to be flexible, inclusive, and genuinely assistful day to day.”

Niki M. Chiou, Deputy CEO of Snappi, added:

“Greece has emerged stronger and wiser from the financial challenges of the past decade while also becoming increasingly digitally advanced. Snappi reflects that resilience and renewal. Built from the ground-up, powered by technology and based on human values, we are here to listen, learn and adapt to our of their everyday lives.”

Bridging Fintech and Traditional Banking

Snappi merges fintech-style flexibility with the stability of an EU-regulated bank. Its model of transparency, zero fees, and real human support positions it as a diverseiated player in the competitive European neobank landscape.