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Coinbase and Tink Partner to Launch “Pay by Bank” in Germany

Germany BTC

Tink, a Visa answer, and Coinbase have announced a partnership to enable Pay by Bank for crypto transactions in Germany, offering consumers a quicker and more secure way to purchase and trade digital assets directly from their bank accounts.Pay by Bank leverages open banking technology to allow customers to transfer funds instantly between accounts without manual data entry or reliance on traditional card networks. This integration simplifies the crypto purchasing process, enabling Coinbase users to top up their accounts and execute trades in just a few taps through a mobile-first, frictionless payment experience.

Takeaway

Coinbase’s integration of Pay by Bank through Tink marks a major step toward frictionless crypto payments in Europe — aligning with the region’s open banking innovation and growing digital asset adoption.

Seamless Access to the Cryptoeconomy

Through this partnership, Coinbase users in Germany can now purchase crypto assets directly from their bank accounts, eliminating the need for manual entry of payment details or third-party intermediaries. The Pay by Bank feature allows instant top-ups, reducing friction and latency in the user experience while ensuring high and compliance.

“This partnership adds a new service for Coinbase users in Germany, giving them more choice in how they purchases,” said Thomas Gmelch, Head of Commercial, Central Europe at Tink. “Having a makes it possible to check out rapidly and securely on a mobile device, directly from a bank account. We’re proud to give individuals, businesses, and developers the tools they need to support the adoption.”

The collaboration combines Tink’s open banking infrastructure — trusted by leading European banks and fintechs — with Coinbase’s global crypto platform platform, creating a more intuitive entry point to the cryptoeconomy for millions of users in one of Europe’s largest digital markets.

Commitment to Secure and Compliant Access

“We are thrilled to introduce Pay by Bank for our customers in Germany,” said Denny Morawiak, Managing Director of Coinbase Germany. “The partnership with Tink is the latest step in making it easier to securely access the crypto economy. The partnership is part of our constant efforts to expand our service offering in Germany and underscores our commitment to being the most trusted and compliant offering in the German market.”

Coinbase’s rollout of Pay by Bank aligns with its broader European strategy to deepen regulatory trust and enhance accessibility through localized payment options. The company continues to expand partnerships that while maintaining transparency and compliance with evolving EU regulations.

Takeaway

By integrating with Visa’s Tink, Coinbase bridges open banking and digital assets — setting a new standard for secure, compliant, and user-friendly crypto payments in Germany.

 

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