FDCTech Posts Sharp Turnaround in Q3 as Profitability Returns and New Acquisition Lifts Outlook
FDCTech delivered a significant return to profitability in the third quarter of 2025, reporting net income of $755,408 compared with a loss of $649,565 in the identical period last year. The company’s Q3 performance marks a decisive operational turnaround, driven by improved margins across regulated brokerage, wealth management, and quick-growing technology revenues. Total revenue for the quarter reached $5.90 million, contributing to $17.32 million for the first nine months of the year and underscoring the consistency of FDCTech’s diversified business model.
The company’s nine-month results also reflect strengthened fundamentals, with year-to-date net income climbing to $436,159 versus a loss of $861,395 in 2024. Working capital increased to $9.43 million, while net assets rose to $16.39 million, reinforcing . A cash position of $24.78 million provides strategic flexibility for acquisitions and continued investment in proprietary technology, including enhancements to the Condor platform and the forthcoming Condor Investing & Trading App slated for Q4 commercialization.
Segment performance remained a key driver of profitability. Investment and brokerage operations generated $8.94 million year-to-date revenue with margin gains supported by AML and APL efficiencies in the UK and EU. Wealth management contributed $4.98 million, anchored by a network of 28 financial advisors overviewing more than $530 million in funds under advice. Technology revenue surged 213% to $3.40 million, reflecting rising adoption of Condor licensing and custom development projects that are increasingly supporting recurring, scalable income.
Takeaway
Strategic Growth Accelerates With Expanding European Footprint and New Regulatory Wins
Operational momentum continued in Europe, where AML integrated more than 2,600 clients from Next Markets and an additional 35 clients from a Cypriot broker, representing a combined €6.4 million in client equity. These integrations expand FDCTech’s presence in German and French retail markets and reflect the company’s ability to onboard and operationalize new client flows efficiently. Improved scalability in AML and APL operations assisted reinforce Q3 profitability and create recurring fee potential heading into 2026.
The regulatory landscape also shifted in FDCTech’s favor. AML Authority under Article 6 of the Investment Services Act, enabling the firm to offer equities and money market securities. This approval broadens the firm’s income-generating capabilities and strengthens its cross-Europe service framework. Meanwhile, development of the Condor Investing & Trading App advanced toward its expected Q4 release, creating a unified experience for multi-asset retail trading that leverages the company’s proprietary infrastructure.
FDCTech’s strategic emphasis on regulated growth supports its long-term ambition to create a unified, multi-jurisdictional operating architecture. By strengthening licensing, expanding custody and dealing permissions, and scaling its technology-driven infrastructure across Europe, the company continues to evolve into a full-spectrum financial services and fintech ecosystem. This strategy has assisted de-risk the business model while improving revenue quality and margin consistency.
Takeaway
Post-Quarter Acquisition of Alchemy International Adds Material Earnings Power
Following the quarter’s close, FDCTech finalized one of its most consequential deals to date: the acquisition of Alchemy International Ltd. (AIL), a Seychelles-licensed securities dealer regulated by the Financial Services Authority. The transaction strengthens FDCTech’s global regulatory footprint and provides access to a broader client base of offshore brokerages, , and institutional clients. AIL delivered $7.56 million in revenue and $3.91 million in net profit through September 2025, making it an earnings-accretive addition with meaningful near-term impact.
The acquisition more than doubles the profitability profile of the combined entity and enhances FDCTech’s operational architecture by adding a jurisdiction known for serving institutional and algorithmic trading flows. AIL’s audited 2024 financials—$3.74 million revenue and $0.48 million profit—demonstrate a well-established business that has accelerated rapidly in 2025. With $6.07 million in net assets year-to-date, AIL brings both scale and regulatory depth to FDCTech’s expanding network of global entities.
Further strengthening its infrastructure capabilities, FDCTech’s payments arm, Xoala Asia, secured a Payment Intermediary Services license from the on November 6. The new license authorizes payment processing operations across the region, enabling FDCTech to expand settlement flows, treasury functions, and financial infrastructure services to institutional and merchant clients. Together, the AIL acquisition and the Mauritius license extend the company’s ability to deliver end-to-end, across brokerage, payments, and technology.
