X Open Hub’s 3.7% Hedge Account Interest Plan Signals New Standards for Governance
What Made X Open Hub’s Interest Plan Stand Out at iFX EXPO Asia?
turned heads at iFX EXPO Asia 2025 with a programme that, on the surface, looks deceptively simple: brokers can now earn interest — up to 3.7% — on funds sitting untouched in their . But the reaction from institutional attendees suggested something deeper. At a time when regulators across Europe and beyond are tightening rules around product governance, oversight, and client protection, an interest mechanism built specifically for compliance-conscious institutions feels unusually well timed.
The multi-regulated liquidity provider, part of the global XTB Group, positioned the programme as more than a revenue booster. Instead, it was presented as a practical incentive for brokers and banks to adopt cleaner governance structures around risk and product management — without forcing changes to their operational workflows.
With regulation becoming more intrusive and reporting requirements growing more complex, the industry’s focus is shifting from “How quick can we grow?” to “How securely can we operate?” X Open Hub’s plan sits squarely in that conversation.
Investor Takeaway
Why Governance and Transparency Are Driving New Institutional Demand
Across Europe, the transposition of ESMA’s updated MiFID II requirements has reshaped expectations for brokers. There’s stronger pressure to improve supervision, document product governance, and demonstrate transparent handling of client and hedge funds. The institutions that fail to meet these expectations don’t just risk fines — they risk losing client confidence entirely.
X Open Hub, regulated by , KNF, , IFSC, and DFSA, is leaning into that shift. The company has built its interest plan to fit comfortably inside these evolving rules, ensuring that brokers can enhance their capital efficiency while staying aligned with new governance expectations.
The idea is straightforward: dormant hedge funds shouldn’t sit idle. If they can generate yield — transparently, automatically, and within a fully traceable audit framework — brokers strengthen both their financial and operational footing. According to CEO Michał Copiuk, “For institutions, interest on hedge accounts is an operational process first: clear cut-offs, auditable calculations, and timely reconciliation are what sustains trust.”
That perspective resonated strongly at the EXPO, where governance-focused conversations were noticeably more prominent than in previous years.
How the 3.7% Hedge Account Interest Works
The mechanics of the plan are deliberately simple. Brokers using XTB’s platform or X Open Hub’s liquidity answers earn interest on any positive balance held in their Hedge Account. There is:
- No minimum threshold
- No maximum cap
- Daily accrual and automatic monthly payouts
The interest rates differ slightly by currency:
- USD: up to 3.6%
- EUR: up to 1.8%
- GBP: up to 3.7%
- PLN: up to 3.2%
Because interest is calculated automatically, brokers don’t need to alter internal processes, adjust accounting structures, or change how they manage hedge exposure. The plan simply rewards institutions for capital that already needs to sit within the hedge account anyway.
The appeal is obvious: better capital efficiency with no operational disruption.
Eligibility and Operational Advantages for Brokers
Institutional clients must meet several conditions to qualify. They must:
- Actively use the XTB platform and X Open Hub’s liquidity or technology suite
- Maintain a positive balance on their Hedge Account at midnight CET/CEST
- Meet a mutually agreed turnover requirement, negotiated individually
Once those conditions are met, the benefits extend beyond yield. Brokers gain access to X Open Hub’s multi-asset liquidity network, automatic reconciliation processes, full audit trails, and a platform known for execution quality, smart order routing, and minimal slippage.
This creates an ecosystem where interest becomes just one of several operational efficiencies — a complementary feature to a much larger technology and liquidity stack.
Investor Takeaway
Why the Market Is Paying Attention Now
The interest programme couldn’t have arrived at a better moment. X Open Hub was recently named “Best Liquidity Provider – APAC” and “Best Technology Provider – APAC” by UF AWARDS APAC 2025. These wins, paired with the plan’s regulatory-friendly structure, position the company as a liquidity provider that understands the pressures facing brokers today — margin compression, regulatory tightening, and the need for more efficient capital deployment.
For brokers operating in or expanding into Asia-Pacific, the interest plan adds something more tangible than an award: a financial incentive that integrates neatly into existing operations and supports governance improvements without additional overhead.
The programme is available to new and existing X Open Hub clients, with detailed documentation and FAQs available through its website for institutions wanting a closer look at activation rules, tax treatment, or account-level specifics.
In a year where “best practices” are no longer a suggestion but a regulatory expectation, X Open Hub’s hedge account interest plan arrives as both a practical and strategic tool. It gives brokers a way to strengthen governance, improve capital efficiency, and tap a new revenue stream — all while operating inside the rules that define the next chapter of institutional trading.
