Shift4 Launches Stablecoin Settlement Platform to Enable Always-On Global Merchant Payments

Shift4 (NYSE: FOUR), a global provider of integrated payments and commerce technology, has unveiled a new stablecoin settlement platform designed to give merchants quicker, more flexible access to funds in an increasingly digital and always-on economy.

The new offering allows merchants using Shift4’s payments infrastructure to opt into settlement via stablecoins instead of traditional bank transfers, enabling 24/7 fund movement without reliance on banking hours, cut-off times, or regional clearing constraints.

From Bank Rails to Blockchain Settlement

Traditionally, merchant settlement has depended on banking systems that operate within limited hours and vary widely by geography. For global merchants, this can mean delayed access to cash, fragmented liquidity, and higher operational complexity when moving funds across borders.

Shift4’s stablecoin settlement platform is designed to address these friction points. Merchants can now choose to receive settlement in major, widely used stablecoins such as USDC, USDT, EURC, and DAI, rather than waiting for fiat bank transfers to clear.

By settling in stablecoins, merchants gain near-instant and the ability to deploy capital, rebalance liquidity, or convert into local currency on their own terms.

Multi-Network Flexibility for Global Commerce

A key feature of Shift4’s platform is network optionality. Merchants can select from a range of leading blockchain networks depending on their preferences for speed, cost, ecosystem integration, or existing infrastructure.

Supported networks include ETH, Solana, Plasma, Stellar, Polygon, TON, and Base, reflecting Shift4’s intent to remain blockchain-agnostic and adaptable as the digital payments landscape evolves.

This flexibility allows merchants to align settlement with their operational needs. High-volume merchants may prioritise low-cost, high-throughput networks, while others may choose ecosystems that integrate more easily with their treasury, custody, or on-chain applications.

Stablecoins Move From Edge Case to Core Infrastructure

Shift4’s move reflects a broader shift in payments and commerce, as stablecoins transition from niche crypto instruments to practical settlement tools used by mainstream businesses.

For merchants operating across regions and time zones, stablecoins offer predictable value, quicker settlement, and improved liquidity management compared to legacy correspondent banking rails. As adoption grows, they are increasingly viewed as a complement to, rather than a replacement for, traditional fiat systems.

By integrating stablecoin settlement directly into its payments stack, Shift4 is positioning itself to support this transition without forcing merchants to adopt complex crypto workflows or manage fragmented answers.

Supporting a 24/7 Global Economy

Pietro Moran, Director of Crypto at Shift4, said the launch aligns with the company’s and the growing role of stablecoins in modern commerce.

“As Shift4 becomes an increasingly global company, this offering will support businesses around the world as stablecoins continue to play a growing role in the modern ecosystem,” Moran said. “It is not surprising that more businesses want the added flexibility and speed of stablecoins in our 24/7 global economy, and we’re here to power commerce no matter what payment type is being used by the consumer or settled for the merchant.”

The platform is aimed at hundreds of thousands of merchants globally, ranging from digitally native businesses to established enterprises viewking more efficient settlement options.

Implications for Payments and Treasury Operations

For merchants, the introduction of stablecoin settlement opens up new possibilities in . quicker access to funds can improve cash flow, reduce reliance on short-term credit, and support real-time decision-making.

Stablecoin settlement may also simplify cross-border operations by reducing exposure to intermediary fees, FX delays, and fragmented banking relationships. Merchants can choose when and how to convert stablecoins into fiat, or use them directly within digital ecosystems.

From a payments industry perspective, Shift4’s launch signals growing confidence in stablecoins as settlement infrastructure at scale. As more regulated, enterprise-grade providers integrate stablecoins into their platforms, the line between traditional continues to blur.

A Step Toward Hybrid Payments Infrastructure

Shift4’s stablecoin settlement platform does not replace existing payment rails but adds another layer of optionality for merchants operating in a hybrid financial environment.

By offering both traditional and blockchain-based settlement options within a single platform, Shift4 is betting that the future of commerce will be defined by flexibility rather than a single dominant rail.

As stablecoin regulation, infrastructure, and adoption continue to mature, answers like this are likely to become a standard part of global payments stacks—particularly for merchants operating across borders, time zones, and digital channels.