Wealth Transfer Could Accelerate Crypto Adoption Among Younger Investors, Galaxy Executive Says

s head of banking said that older generations who are skeptical of crypto are preparing to pass on trillions of dollars in wealth to younger heirs who are more open to digital assets. This is a sign that crypto is about to become more popular. Zac Prince, who is in charge of Galaxy One, made this forecast on the Milk Road show. 

He there are distinct differences between generations in how they want to invest and how comfortable they are with technology. This change could bring in more money than ever into cryptocurrencies and platforms, as huge sums of money change hands over the next few decades.

The Changing Nature of Generational Wealth

Prince said that younger people are getting angrier and angrier about how older people control money. He said, “I view a lot of stuff about how younger people are getting screwed because older people are holding all the money.”According to 2025 Global Wealth Report, the total wealth in the U.S. is $163 trillion. 

Baby boomers (born between 1946 and 1964) hold more than half of that, or $83.3 trillion. Prince predicted that as inheritance flows downward, “the preferences of younger folks are going to matter more,” which will change the way investments work.

Younger Investors are Interested in Crypto

Coinbase’s Q4 State of Crypto report backs up this change. It shows that 25% of younger traders hold , including crypto, derivatives, and private investments, compared with 8% among older investors. 

Millennials and Gen Z, who grew up in a digital age, are more interested in crypto’s potential than in regular equities or bonds. This passion puts them in a excellent position to invest their inherited fortune in new, high-growth opportunities in the crypto market. 

Tech Affinity Affects Platform Choice

Prince applauded younger people for being tech-savvy, which is a critical factor that makes things easier. He said that having “multiple kinds of products in one place” and “a really intuitive user interface” were better than the old way of doing things, which was to make phone calls to brokers or meet with an advisor. 

Prince said, “I think those trends are in our favour,” suggesting that simple-to-use could attract people who want to trade right away and have a smooth experience. These kinds of interfaces make it easier for more people to use them, which speeds up their adoption in the mainstream as financial power becomes more decentralised.

New Boomer Openness Signals a largeger Change

Even boomers are begining to change their minds. According to a , 38.5% of Australians aged 60+ remain open to investing in cryptocurrencies in the future. This is very close to the national average of 37.8% and the 2024 results from Independent Reserve showed that the number of Australians over 65 who own cryptocurrency has risen to 6% from 2019. 

These trends suggest that people of diverse generations are coming together, making transitions easier as younger inheritors push the limits even further. This transfer of wealth, worth trillions of dollars, will change the way money works around the world, and it comes at the perfect time for crypto to grow.

Prince’s research shows that demographics and technology are converging at a crucial time, potentially making digital assets part of everyday portfolios worldwide.