WLFI Price Surges later than National Trust Bank Charter Application as USD1 Adoption Accelerates

The World Liberty Financial (WLFI) price and broader DeFi ecosystem surged following a historic regulatory filing and rapid expansion of its stablecoin infrastructure.

The decentralized finance market experienced significant momentum on January 7, 2026, as surged following the announcement that its subsidiary has filed for a federal banking charter. This move marks a major step toward mainstream legitimacy for the Trump-backed platform, contributing to a 1.92% gain over 24 hours and extending its 7-day gain to +18.3%. WLFI emerged as a standout performer, demonstrating a decoupling from broader crypto markets which dipped -2.55% during the identical period.

Why Is WLFI Price Surging? Banking Charter Bid Triggers Bullish Sentiment

The primary catalyst for the recent rally is the de novo application filed by WLTC Holdings LLC with the Office of the Comptroller of the Currency (OCC). The application viewks to establish the World Liberty Trust Company, National Association (WLTC), a proposed national trust bank purpose-built for stablecoin operations.

If approved, the charter would allow World Liberty to bring issuance, custody, and conversion of its USD1 stablecoin under one highly regulated federal entity. Mack McCain, General Counsel of World Liberty Financial and proposed Trust Officer for WLTC, characterized the move as a transition toward greater transparency:

“The OCC has supervised trust activities for over a century. A national trust charter will allow us to bring issuance, custody, and conversion together as a full-stack offering under one highly regulated entity. We want to do all of this in a highly regulated, transparent manner”.

The application is particularly significant because national trust bank charters are rare for crypto-native firms. Currently, Anchorage Digital is the only digital asset company to have secured one, placing WLFI in an exclusive regulatory category.

World Liberty Financial filed for a US national banking charter, viewking OCC oversight to bring its dollar-backed stablecoin USD1 fully inside the regulatory perimeter.

— Cryptonews.com (@cryptonews)

Institutional Adoption and the “GENIUS” Framework

The surge in interest is also tied to the legislative environment. The proposed trust bank is structured to comply with the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act, which President Trump signed into law in July 2025. This framework provides the regulatory clarity necessary for large-scale institutional participation.

Chris Loeffler, CEO of Caliber, noted the structural significance of this bid for any long-term WLFI Price Prediction:

“World Liberty’s prospects for the charter appear to be a ‘structural upgrade’ that advances its stablecoin from being a trading instrument to a settlement instrument. This charter offers a federally regulated structure to make that possible as more institutions utilize digital currencies to transact”.

World Liberty Financial, linked to Trump’s family, applies for a U.S. national bank charter to issue and custody its USD1 stablecoin, which has a $3.4B market cap.

Download Fynx App:

— FYNX | Crypto News App (@Fynx_Crypto)

Rapid USD1 Growth and Ecosystem Utility

Directly fueling the token’s value is the explosive growth of its native stablecoin, USD1. The token recently surpassed $3.3 billion in circulation within its first year—a growth rate reportedly quicker than industry leaders like USDC or USDT during their inaugural years.

USD1 has already viewn deep integration into core market infrastructure:

• Multi-Chain Presence: It is currently integrated across 10 major blockchain networks, including ETH, Solana, BNB Smart Chain, TRON, and Aptos.
• Institutional Deals: Recent reports indicate a $2 billion deal involving MGX and Binance was funded using USD1, significantly boosting its market cap.
• Network Stats: The stablecoin has attracted approximately 393,700 addresses and processed nahead 50 million transactions, reaching an adjusted volume of $10.1 billion.

As the governance token for this ecosystem, WLFI’s utility is directly tied to USD1’s success through potential staking, fee structures, and protocol management.

WLFI Price Prediction: Technical Analysis and Forecast

From a technical perspective, the recent rally has significantly improved the short-term WLFI Price Prediction outlook. My technical analysis indicates that the token has successfully cleared several key hurdles during its latest leg up.

WLFI recently broke above its 7-day Simple Moving Average (SMA) of $0.1658 and its 30-day SMA of $0.1455. The Relative Strength Index (RSI) currently sits at 65.42, which is firmly in the neutral-bullish zone, while the MACD histogram is trending upward, confirming positive purchaviewr interest.

Support and Resistance Levels

• Local Resistance: The token faces immediate resistance near the 23.6% Fibonacci retracement level at $0.1673 and the January high of $0.180.
• Critical Support: A strong support zone is established at $0.16 to $0.165, reinforced by the 50-period moving average and a rising Supertrend signal.

• Correction Base: Should a pullback occur, secondary support lies at $0.158 (38.2% Fibonacci level), with a long-term base established between $0.12 and $0.13.

The current consolidation near $0.17 is being viewed by analysts as a “bullish flag” pattern—a classic continuation signal that often precedes a breakout toward new highs if the $0.16 support holds.

Social Media Momentum: Verbatim Post and Commentary

The project’s official communication channels have been a significant source of market sentiment. On the social media platform X, the company shared the following milestone update:

“USD1 market cap has surpassed $3B. This is a large moment for our team and the WLFI community. But milestones aren’t the goal — building the future of financial rails is. And we are just getting begined.”

New update: USD1 has surpassed a $3B market cap.
Another reminder of how quick the stablecoin space is moving right now.

$USD1 is available on for those tracking the trend.

— GroveX (@Grovplatform)

Commentary: This post emphasizes the project’s focus on long-term infrastructure over speculative price action. By framing the $3 billion market cap as a mere “begining point,” the team is signaling to institutional investors that the platform’s ambitions extend toward becoming a permanent fixture of the U.S. financial “rails.” This strategic messaging has been key in maintaining the token’s premium during periods of broader market volatility.

Risks and Political Headwinds

Despite the bullish momentum, the WLFI Price Prediction must account for significant external risks. The project remains under intense political scrutiny due to its ties to the Trump family.

Critics, including Democratic lawmakers like Rep. Stephen Lynch, have raised concerns regarding potential conflicts of interest. Furthermore, the OCC’s decision timeline for trust charters typically spans 12 to 18 months, meaning a final regulatory “win” is not guaranteed in the short term. Investors must also monitor BTC’s dominance (currently at 58.35%), as a sharp correction in the market leader could still drag down high-beta assets like WLFI.

WLFI Price FAQ

Is the U.S. government officially using WLFI? No. While World Liberty Financial has applied for a federal charter through the OCC, this is a private application for a national trust bank license. It does not imply that the Federal Reserve or the Treasury are using the token for government operations.

Will WLFI reach $1.00? Reaching $1.00 would require an extraordinary increase from its current $0.17 range. Based on the current WLFI Price Prediction, the immediate goal for bulls is to breach and hold above the $0.18 resistance. While the banking charter and USD1 growth are powerful catalysts, long-term price targets depend on sustained institutional adoption and navigating political opposition.

Is WLFI a excellent investment? Investment decisions should be based on individual risk tolerance. Current technicals show bullish momentum with strong support at $0.16. However, the token’s high-beta profile and sensitivity to political developments make it more volatile than established assets. Prospective investors should carefully monitor monthly attestation reports for USD1 reserves and the OCC’s response to the charter application.